2016 Most Affordable Colleges in New York

Scroll down to see our top-ranked colleges in New York, loans and scholarships for New York students, and advice on how to save money going to college in New York.

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When it comes to a cheap college experience in New York, you’ve got options. Colleges in the SUNY & CUNY systems offer substantial financial aid and there are plenty of smaller private schools that subsidize low-income students. Even better, New York has a truckload of state financial aid packages, including Tuition Assistance Program (TAP) grants, memorial scholarships, teacher incentive programs and loan forgiveness deals. Most of these programs are only available to New York State residents, but check the fine print for details.

How to Transfer College Credits in New York

New York does not offer a statewide college credit transfer system, but colleges and universities are encouraged to have transfer and articulation agreements. The City University of New York (CUNY) and The State University of New York (SUNY) both offer transfer agreements that extend to other colleges and universities in the state of New York.

SUNY offers Transfer Paths for students planning their transfer to a campus within their system. These transfer paths offer a summary of the common lower division requirements for all SUNY campuses for similar majors. This is a great tool for students who are not yet enrolled in SUNY, but planning to attend.

CUNY’s Pathways general education framework is designed to work within the CUNY system, but is also typically accepted by other colleges and universities. CUNY notes that Pathways courses are similar to national norms, which facilitates transfer to other educational institutions.

State Financial Aid for New York Students

When it comes to state financial aid, start with the Higher Education Services Corporation (HESC), a great website run by New York’s Office of Higher Education. It has specific information for all kinds of New York residents—recent high school graduates, transfer students, returning students and military & veterans. Here you can get help with your FAFSA, compare financial aid packages from colleges, quickly apply for a TAP grant and manage your student loans.

You can also browse through a list of NY state scholarships and awards to a) see if you’re eligible and b) find out if you need to fill out a separate application form. To receive payment on most of these awards, you will also need to file your FAFSA and complete a TAP grant application—so get ’em both in! Call HESC’s helpline: 1-888-NYSHESC (1-888-697-4372) for answers to specific questions.

Current high school students who are looking for a cheaper college degree may also want to check out HESC’s GoCollegeNY. This website is particularly targeted towards teenagers who need help preparing for college. There are videos featuring students who have survived the college application process; year-by-year checklists for freshmen, sophomores, juniors and seniors; step-by-step instructions on how to apply for financial aid; and ways to customize your college plan.

If you’re considering one of New York’s 100+ private, non-profit colleges and universities, have a look at New York Colleges. Like GoCollegeNY, this has advice on how to plan for college and how to pay for college, but it also has in-depth profiles of each private college, with info on tuition & fees, application deadlines and demographics. With the right financial aid package, a private college may end up being affordable.

New York Student Grants

NYS Aid for Part-Time Study (APTS)

Summary: APTS awards are tuition grants given to New York residents enrolled in eligible, part-time undergraduate programs at certain institutions in New York State. HESC distributes APTS funds to participating colleges; each school is responsible for allocating money to students. Grants are based on your family income, so award amounts vary, but you may be eligible for up to $2,000 per year.

Eligibility: There are a variety of conditions for APTS grants. In general, you must:

  • Be a U.S. or eligible non-citizen
  • Be a legal resident of New York State for at least one year prior to the start of your education
  • Not be in default on any state or federal student loans and not be in default on any repayment of state awards
  • Not have exhausted Tuition Assistance Program (TAP) eligibility
  • Study at an approved postsecondary institution in New York State
  • Be taking at least 3 but fewer than 12 credits per semester (or at least 4 but fewer than 8 credits per trimester)
  • Be charged at least $100 tuition per year
  • Meet income eligibility limitations

See the APTS website for more details (e.g. income limits).

How to Apply: Since APTS grants are given out by institutions, you should ask the Financial Aid Office if your college/university participates in the APTS program. If it does, the office will give you an APTA application. Complete this as soon as possible! Funds are limited and schools allocate money on a first-come, first-serve basis.

NYS Aid to Native Americans

Summary: This grant is given to enrolled members of New York State tribes or children of an enrolled member of a New York State tribe who are attending—or planning to attend—a college in New York. Eligible students include members of the Iroquoian tribes (St. Regis Mohawk, Oneida, Onondaga, Cayuga, Seneca Nation, Tonawanda Band of Seneca, and Tuscorora), the Shinnecock tribe and the Poospatuck tribe. If you qualify for a grant, you may receive up to $2,000 per year for a two-, four- or five-year degree program in a New York school.

Eligibility: You must:

  • Be a resident of New York State
  • Be on an official tribal roll of a New York State tribe or be the child of an enrolled member of a New York State tribe. An official tribal roll is a list of individuals designated by the tribal authorities as member of their tribe
  • Be enrolled in an approved program offered by a college, university, technical school, school of nursing, business or trade school located in New York (approved programs include collegiate and noncollegiate programs which are registered by the New York State Education Department)

There are no age restrictions on eligibility. Students registered for less than 12 credit hours per semester are considered part-time and are funded on a prorated basis. Funds can’t be used for remedial, noncredit-bearing or college preparation courses.

How to Apply: Complete the separate New York State Indian Aid application form on the NYSED website.

NYS Higher Education Opportunity Program (HEOP)

Summary: Also known as the Educational Opportunity Program (EOP), HEOP provides financial aid and special academic assistance (e.g. counseling, tutoring & supplemental instruction) to low-income New York residents from disadvantaged backgrounds who show potential for college. Even if you don’t meet the requirements for regular admission, you may still be able to attend the two-year or four-year college of your dreams. Examples of participating schools include SUNY, NYU and Cornell, and there are more!

Eligibility: To be eligible for this program, you must:

  • A New York State resident for 12 months prior to enrollment
  • Qualify as academically and economically disadvantaged according to the school guidelines

How to Apply: Ask your college or university if it participates in EOP/HEOP. If it does, someone at the Opportunity Program Admissions Office or Financial Aid Office will be able to help you with applications and financial aid forms.

Part-Time Tuition Assistance Program (Part-Time TAP)

Summary: Part-time TAP grants work on the same lines as the TAP, but they’re intended for New York State residents who only want to study part-time at an eligible school in New York State (grants are not given for out-of-state schools).

Eligibility: There are a variety of conditions for TAP grants. In general, you must:

  • Be a U.S. or eligible non-citizen
  • Be a legal resident of New York State for at least one year prior to the start of your education
  • Not be in default on any state or federal student loans and not be in default on any repayment of state awards
  • Study at an approved postsecondary institution in New York State
  • Be taking at least 6 but fewer than 12 credits per semester (or at least 4 but fewer than 8 credits per trimester)
  • Be charged at least $200 tuition per year
  • Meet income eligibility limitations

See the Part-time TAP website for more details.

How to Apply: Complete your FAFSA and the TAP application.

Segal AmeriCorps Education Award

Summary: This program rewards New York AmeriCorps volunteers who have made a difference in their community. Award money can be used to pay for education costs at qualified institutions of higher education, for educational training or to help repay qualified student loans. Award amounts are tied to maximum value of the Pell Grant, so contact your local AmeriCorps organization to learn how much you may receive.

Eligibility: Education awards are given to students who have successfully completed a term of service in AmeriCorps State and National, AmeriCorps VISTA or AmeriCorps NCCC programs.

How to Apply: Contact your local AmeriCorps organization for more details on how to apply for AmeriCorps programs and receive awards. Community service projects will vary from site to site.

Tuition Assistance Program (TAP)

Summary: TAP awards are tuition grants given to New York State residents who attend an eligible school in New York State (grants are not given for out-of-state schools). Award amounts are based on your family income, so grants vary, but you may be eligible for up to $5,165 per year. TAP is the largest grant program in New York, so it’s worth trying for one.

Eligibility: There are a variety of conditions for TAP grants. In general, you must:

  • Be a U.S. or eligible non-citizen
  • Be a legal resident of New York State for at least one year prior to the start of your education
  • Not be in default on any state or federal student loans and not be in default on any repayment of state awards
  • Study at an approved postsecondary institution in New York State
  • Be enrolled as a full-time student (12 credits or more per semester)
  • Be charged at least $200 tuition per year
  • Meet income eligibility limitations

See TAP Eligibility & Income Limits for more details on specifics (e.g. conditions for renewal, income numbers, etc.).

How to Apply: Complete your FAFSA. At the end of the FAFSA form, you’ll find a link to the TAP application. If you missed this, don’t worry. You can go straight to the TAP application.

New York Student Scholarships

Flight 3407 Memorial Scholarship

Summary: This scholarship provides financial aid for college to children, spouses or financial dependents of individuals killed as a direct result of the crash of Continental Airlines Flight 3407 in Clarence, New York on February 12, 2009. The award covers tuition, non-tuition costs and room & board for up to four years of full-time undergraduate study (or five years in an approved five-year bachelor’s degree program) in a New York institution.

Eligibility: You must:

  • Study at an approved postsecondary institution in New York State
  • Not be in default on a state or federal student loan or on any repayment of state awards
  • Be enrolled as a full-time student (12 or more credits per semester) in an approved program of study
  • Be in good academic standing

How to Apply: Complete the separate Flight 3407 Memorial Scholarship Supplement

Flight 587 Memorial Scholarship

Summary: This scholarship provides financial aid for college to children, spouses or financial dependents of individuals killed as a direct result of the crash of American Airlines Flight 587 in the Belle Harbor neighborhood of Queens, New York on November 12, 2001. The award covers tuition, non-tuition costs and room & board for up to four years of full-time undergraduate study (or five years in an approved five-year bachelor’s degree program) in a New York institution.

Eligibility: You must:

  • Study at an approved postsecondary institution in New York State
  • Not be in default on a state or federal student loan or on any repayment of state awards
  • Be enrolled as a full-time student (12 or more credits per semester) in an approved program of study
  • Be in good academic standing

How to Apply: Complete the separate Flight 587 Memorial Scholarship Web Supplement.

New York State Achievement and Investment in Merit Scholarship (NY-AIMS)

Summary: NY-AIMS is a merit-based scholarship given to outstanding New York high school graduates who enroll, or plan to enroll, in a public or private New York college immediately after high school. Each awardee receives an annual award of $500 for four years of undergraduate study (or five years if the program of study normally requires that time). Scholarship recipients are selected and prioritized based on their unmet need.

NY-AIMS scholars have achieved at least two of the following at a New York high school:

  • Graduated with a GPA of 3.3 or above
  • Graduated “with honors” on a New York State Regents diploma or received a score of 3 or higher on two or more Advanced Placement (or AP) exams
  • Graduated within the top 15% of their high school class

Eligibility: Along with being an outstanding scholar (see above), you’ll also have to:

  • Be a U.S. citizen or eligible non-citizen
  • Be a legal resident of New York State and have resided in the state for 12 continuous months
  • Enroll full-time as a first-time student in an eligible New York college or university

How to Apply: Complete the separate NY-AIMS application form.

NYS Masters-in-Education Teacher Incentive Scholarship

Summary: This scholarship is aimed at outstanding undergraduates who want to pursue a master’s degree in education at a SUNY or CUNY college or university. In return for a promise to teach in a New York public elementary or secondary school for five years, the scholarship fund provides 500 students with full graduate tuition.

Eligibility: Please see HESC’s table on New York State scholarships for more information.

How to Apply: You’ll need to fill in a separate application form from HESC. Please see HESC’s table on New York State scholarships for more information.

NYS Math and Science Teaching Incentive Scholarship

Summary: This scholarship is offered to full-time undergraduate or graduate students (in approved programs) who are pursuing a math or science teaching career in secondary education (grades 7-12). In exchange for five years of full-time employment as a teacher in New York State, you may be eligible to receive an annual award for full-time study for four years of undergraduate study and one year of graduate study. This award is equal to the cost of annual tuition charged to a New York resident attending an undergraduate program at SUNY (i.e. in-state tuition), or actual tuition charged, whichever is less.

Eligibility: You must:

  • Be a U.S. or eligible non-citizen
  • Not be in default on any state or federal student loans and not be in default on any repayment of state awards
  • Be matriculated in a full-time undergraduate or graduate program at a New York degree-granting institution that leads to a career as a secondary education math or science teacher
  • Have a cumulative GPA of 2.5 or higher
  • Agree to work full-time for five years as a secondary education math or science teacher in New York State

Please see the scholarship website for conditions on renewal (e.g. minimum GPA, minimum credit hours, etc.).

How to Apply: You can’t apply for this program until you’ve completed one semester of college. Once you’ve completed your fall semester, visit the HESC website and complete the separate scholarship application form (available January 1 of each year).

NYS Memorial Scholarship for Families of Deceased Firefighters, Volunteer Firefighters, Police Officers, Peace Officers, and Emergency Medical Service Workers

Summary: This scholarship provides financial aid for college to children, spouses and financial dependents of certain public employees who have died as the result of injuries sustained in the line of duty in service to the state of New York. Those employees include firefighters, volunteer firefighters, police officers, peace officers (including correction officers) and emergency medical service workers. The scholarship covers tuition, non-tuition costs and room & board for up to four years of full-time undergraduate study (or five years in an approved five-year bachelor’s degree program) in a New York institution.

Eligibility: In order to use the scholarship, you must:

  • Study at an approved postsecondary institution in New York State
  • Not be in default on a state or federal student loan or on any repayment of state awards
  • Be enrolled as a full-time student (12 or more credits per semester) in an approved program of study
  • Be in good academic standing

How to Apply: Complete the separate NYS Memorial Scholarship Web Supplement.

NYS Scholarships for Academic Excellence

Summary: The state awards a $1,500 college scholarship to the top graduating scholar (i.e. valedictorian) at each registered high school in New York State. Any remaining $1,500 scholarships and an additional 6,000 scholarships of $500 are awarded to other outstanding high school graduates. Awards are renewable for up to five years of undergraduate study at an in-state institution.

Eligibility: Awards are based on student grades in certain Regents exams. Along with being top in the class, you must:

  • Be a U.S. or eligible non-citizen
  • Be a legal resident of New York State
  • Not be in default on any state or federal student loans and not be in default on any repayment of state awards
  • Study full-time and be matriculated in an approved undergraduate program of study in a New York State postsecondary institution

The scholarship is revoked if you start attending an out-of-state institution.

How to Apply: Please see your high school guidance counselor for information on applying. The State Education Department will notify students who have been nominated by their high schools to receive the scholarship. Once you’ve received notification, you’ll need to submit an application for payment to HESC by June 30 of each year for which assistance is sought. Application for payment is made by filing the FAFSA and the TAP application.

NYS Science, Technology, Engineering and Mathematics (STEM) Incentive Program

Summary: This program provides a full SUNY or CUNY tuition scholarship for the top 10% of students in each New York State high school if they promise to pursue a STEM degree (associate or baccalaureate) and agree to work in an approved STEM occupation in New York for five years after graduation. Annual awards for full-time study are equal to the cost of annual tuition charged to New York residents attending an undergraduate program at SUNY (i.e. in-state tuition), or actual tuition charged, whichever is less.

Eligibility: You must:

  • Be a U.S. citizen or eligible non-citizen
  • Be a legal resident of New York State and have resided in the state for 12 continuous months
  • Not be in default on a student loan made under any NYS or federal education loan program or repayment of any state award
  • Be ranked in the top 10% of your graduating class at a New York high school
  • Be a high school senior/recent high school graduate enrolled full-time at a SUNY or CUNY college (this includes community colleges and the statutory colleges at Cornell University and Alfred University)
  • Be matriculated in an undergraduate program leading to a degree in Science, Technology, Engineering or Mathematics
  • Earn a cumulative GPA of 2.5 or higher after the first semester
  • Agree to work in NYS for five years in a STEM field

How to Apply: Complete the separate NYS Science, Technology, Engineering and Mathematics (STEM) Incentive Program Application.

NYS World Trade Center Memorial Scholarship

Summary: This scholarship guarantees access to a college education for dependents of victims or survivors of the September 11, 2001 terrorist attacks. The award covers tuition, non-tuition costs and room & board for up to four years of full-time undergraduate study (or five years in an approved five-year bachelor’s degree program) in a New York institution. The scholarship is available to:

  • Children, spouses and financial dependents of deceased or severely and permanently disabled victims of the Sept. 11, 2001 terrorist attacks on the U.S. or the subsequent rescue and recovery operations. This includes victims at the World Trade Center site, at the Pentagon, or on flights 11, 77, 93, or 175
  • Survivors of the terrorist attacks who are severely and permanently disabled as a result of injuries sustained in the attacks or the subsequent rescue and recovery operations

Eligibility: In order to use the scholarship, you must:

  • Study at an approved postsecondary institution in New York State
  • Not be in default on a state or federal student loan or on any repayment of state awards
  • Be enrolled as a full-time student (12 or more credits per semester) in an approved program of study
  • Be in good academic standing

How to Apply: Complete the separate NYS World Trade Center Memorial Scholarship Web Supplement.

New York Student Loans & Repayment Programs

NYS ‘Get on Your Feet’ Loan Forgiveness (GOYF) Program

Summary: Aimed at recent New York college graduates, this program provides up to two years of federal student loan debt relief to graduates who are participating in a federal income-driven repayment plan where payments are generally capped at 10% of their discretionary income. Eligible student loans include the federal Income Based Repayment plan at 10% of discretionary income, the Pay as You Earn plan and the Revised Pay as You Earn plan. Graduates receive a maximum of 24 payments equal to the payment amount for the monthly federal repayment plan.

Eligibility: In addition to having an outstanding balance for eligible student loan/s (see above), you must:

  • Be a U.S. citizen or an eligible non-citizen
  • Be a legal resident of New York State for at least 12 continuous months
  • Have earned an undergraduate degree from a college or university located in New York State in or after December 2014
  • Have earned no higher than a bachelor’s degree at the time of application
  • Apply for the program within two years of receiving an undergraduate degree
  • Have a primary work location in New York (if employed)
  • Have an adjusted gross income of less than $50,000
  • Be current on all federal or NYS student loans
  • Be current on the repayment of any NYS award

How to Apply: Complete the separate GOYF Program Application.

NYS District Attorney and Indigent Legal Services Attorney Loan Forgiveness (DALF) Program

Summary: This program provides loan repayments to New York residents currently working as a District Attorneys, Assistant District Attorneys or Indigent Legal Services Attorneys. The maximum award is $20,400 (or the recipient’s eligible student loan debt at the time of application, whichever is less); annual disbursements are equal to $3,400 (or the recipient’s remaining loan indebtedness). Payments are available for up to six years of qualified service.

Eligibility: In addition to having an outstanding balance for eligible student loan/s, you must:

  • Be a U.S. citizen or an eligible non-citizen
  • Be a legal resident of New York State
  • Not be in default on a student loan made under any NYS or federal education loan program or repayment of any NYS award
  • Be employed as a District Attorney, Assistant District Attorney, or Indigent Legal Services Attorney in New York State for at least four years, but no more than nine years
  • Have an outstanding balance on an eligible student loan debt
  • Have completed a year of qualified service (full time employment as an eligible attorney for at least 35 hours per week during the calendar year) prior to application

How to Apply: Complete the separate DALF Program Application.

NYS Nursing Faculty Loan Forgiveness (NFLF) Incentive Program

Summary: This loan forgiveness program is aimed at increasing the number of nursing faculty members and adjunct clinical faculty teaching in the field of nursing in New York State. The maximum lifetime award is $40,000, paid in the amount of $8,000 for each annual period of qualified service completed (or the applicant’s actual eligible student loan indebtedness at the time eligibility is established, whichever is less). Payments are available for up to five years of qualified service.

Eligibility: In addition to having an outstanding balance for eligible student loan/s, you must:

  • Be a U.S. citizen or an eligible non-citizen
  • Be a legal resident of New York State for at least 12 continuous months
  • Not be in default on a student loan made under any NYS or federal education loan program or repayment of any NYS award
  • Be a registered nurse professionally licensed to practice in New York State
  • Have prior clinical experience as a licensed registered nurse
  • Hold a master’s degree in nursing or a doctoral degree qualifying you as nursing faculty or adjunct clinical faculty
  • Have qualified service (prior employment as a nursing faculty member or as adjunct clinical faculty providing clinical teaching services at a nursing school located in New York for the equivalent of 12 credit hours during an annual period commencing July 1 and ending June 30)

How to Apply: Complete the separate NFLF Program Application.

NYS Social Worker Loan Forgiveness (LSWLF) Program

Summary: This loan forgiveness program is intended to increase the number of licensed social workers working in critical human service areas throughout New York State (e.g. home care, health, mental health, substance abuse, aging, HIV/AIDS and child welfare or communities with multilingual needs). The maximum award is $26,000, paid in the amount of $6,500 for each annual period of qualified service completed (or the applicant’s eligible student loan indebtedness at the time eligibility is established, whichever is less). Payments are available for up to four years of qualified service.

Eligibility: In addition to having an outstanding balance for eligible student loan/s, you must:

  • Be a U.S. citizen or an eligible non-citizen
  • Be a legal resident of New York State for at least 12 continuous months
  • Not be in default on a student loan made under any NYS or federal education loan program or repayment of any NYS award
  • Be a social worker professionally licensed to practice in New York State
  • Have at least one year of qualified service (full-time employment as a licensed social worker in a critical human service area for at least 35 hours per week during the calendar year) prior to application

To determine if your workplace is an eligible service area, you can look at Eligibility by County.

How to Apply: Complete the separate LSWLF Program Application

NYS Young Farmers Loan Forgiveness Incentive Program

Summary: As the name might suggest, this program is intended to help recent college graduates pursue careers in farming throughout New York State. The maximum lifetime award is $50,000, paid in the amount of $10,000 per year (or the applicant’s actual eligible student loan indebtedness at the time eligibility is established, whichever is less). Payments are available for up to five years.

Eligibility: In addition to having an outstanding balance for eligible student loan/s, you must:

  • Be a U.S. citizen or an eligible non-citizen
  • Be a legal resident of New York State for at least 12 continuous months
  • Not be in default on a student loan made under any NYS or federal education loan program or repayment of any NYS award
  • Obtain an undergraduate degree from an approved New York college or university
  • Apply for the program within two years after graduation
  • Operate a farm in New York State on a full-time basis for at least five years

How to Apply: Complete the separate NYS Young Farmers Loan Forgiveness Incentive Program Application.

Regents Physician Loan Forgiveness Award Program

Summary: This program aims to increase the number of physicians—especially primary care physicians—practicing in areas of New York State with a shortage of physicians. The state awards up to $10,000 per year for two years; award amounts are based on undergraduate and medical school student loan amounts, loan interest expense and income. Recipients must agree to practice medicine for a period of 12 months for each annual payment received and they must serve a minimum of 24 months regardless of the amount of payment received.

Eligibility: You must:

  • Be a U.S. citizen or an eligible non-citizen
  • Be a legal resident of New York State
  • Be licensed to practice medicine in New York State
  • Have completed a professional residency program within the five years immediately preceding the period for which the first award would be granted or about to complete training in an accredited residency program in family practice, pediatrics, internal medicine, emergency medicine or obstetrics (psychiatry is also considered primary care in certain state facilities)

Applicants cannot currently be a recipient of any of Federal Loan Physician Repayment Award program.

How to Apply: Complete the separate Regents Physician Loan Forgiveness Award Program Application.

Education Assistance for New York Military & Veterans

Military Enhanced Recognition Incentive and Tribute (MERIT) Scholarship/Military Service Recognition Scholarship (MSRS) 

Summary: Known as MSRS or MERIT, this scholarship provides financial aid for college to children, spouses and financial dependents of members of the U.S. Armed Forces or of a state organized militia who were New York residents and—at any time on or after Aug. 2, 1990—died or became severely and permanently disabled while engaged in hostilities or training for hostilities. (Please see the MSRS scholarship website for exact details.) The scholarship covers tuition, non-tuition costs and room & board for up to four years of full-time undergraduate study (or five years in an approved five-year bachelor’s degree program) in a New York school.

Eligibility: Along with being a qualified child, spouse or financial dependent, you must:

  • Study at an approved postsecondary institution in New York
  • Not be in default on any state or federal student loan or on any repayment of state awards
  • Be enrolled as a full-time student (12 or more credits per semester) in an approved program of study
  • Be in good academic standing

How to Apply: Complete the separate Military Enhanced Recognition Incentive and Tribute (MERIT) Scholarships Web Supplement.

Military Residency Waiver

Summary: If you’re a member of the U.S. Armed Forces who is on full-time active study and stationed in New York or you’re the spouse or a dependent of such, HESC will waive New York State residency eligibility requirements for HESC awards. In other words, you don’t have to prove that you’re a New York resident to qualify for state grants and scholarships.

Eligibility: See above.

How to Apply: Contact HESC’s Scholarship Unit at 1-888-NYSHESC (1-888-697-4372) for more information.

NYS Regents Award for Children of Deceased and Disabled Veterans

Summary: These awards provide financial aid for college to students whose parent/s served in the U.S. Armed Forces during specified times of war or national emergency (e.g. Afghanistan, Iraq, Persian Gulf, etc.) and—as a result of that service—died, suffered a 40% or more disability, were classified as MIAs or classified as POWs. The veteran must have been a New York resident at the time of death or currently be a New York resident if disabled. The award amount is $450 per year.

Eligibility: Please see the website for applicable periods of service.

How to Apply: Complete the separate Children of Veterans Award Web Supplement.

Recruitment Incentive and Retention Program (RIRP)

Summary: RIRP is designed to recruit and retain members for the State Military Forces (Army and Air National Guard, and Naval Militia). It provides college financial aid to any active service member who has successfully completed advanced individual training or commissioning. Award amounts can be up to $4,350 per year.

Eligibility: In general, you must:

  • Be in good standing with the State Military Forces (attend or make-up all drills and annual training)
  • Be accepted and enrolled in an undergraduate degree-granting program for a minimum of six credit hours per semester or four credit hours per quarter
  • Be a resident of New York for a period of 186 days prior to using the program (excluding Active Duty periods)

Please the Division of Military and Naval Affairs (DMNA) website for all the details.

How to Apply: Complete all the RIRP application steps listed on the DMNA website.

Veterans Tuition Award (VTA)

Summary: VTAs are given to eligible veterans in an approved program (full-time study and part-time study) at an undergraduate or graduate degree-granting institution or in an approved vocational training program within New York. For full-time study, the award is equal to the cost of annual tuition charged to a New York resident attending an undergraduate program at SUNY (i.e. in-state tuition), or actual tuition charged, whichever is less. For part-time study, awards are prorated by credit hour.

Eligibility: You must have been discharged under honorable conditions from the U.S. Armed Forces and be a veteran of an eligible conflict (see the website for details). You must also:

  • Be a U.S. citizens or eligible non-citizen
  • Be a New York resident
  • Not be in default on a federal or state made student loan or on any repayment of state awards
  • Be matriculated full- or part-time at an undergraduate or graduate degree-granting institution in New York State or in an approved vocational training program in New York State
  • Have applied for the Tuition Assistance Program (TAP)
  • Be charged at least $200 tuition per year
  • Be in good academic standing

How to Apply: Complete the New York State Veterans Tuition Award Supplement or contact HESC. 

Contact the New York State Division of Veterans’ Affairs for more info and assistance.

Additional Support for New York Students

New York Education & Training Voucher (ETV) Program for Foster Care Youth

Summary: ETV is a federally-funded, state-administered program targeted at youth who were in foster care. If you qualify, you may receive up to $5,000 a year for qualified school-related expenses at a college or university. Funding is available on a first-come, first-served basis to eligible students.

Eligibility: Students that are eligible for this program include:

  • Foster care youth—this category includes persons in need of supervision (PINS) and juvenile delinquents who are in the custody of a local department of social services
  • Former foster youth who have not yet attained the age of 21 years and are eligible for services under the Chafee Foster Care Independence Program
  • Youth adopted from foster care at age 16 and older
  • Youth who leave foster care at age 16 and older for guardianship with a kinship guardianship assistance agreement in effect
  • Youth who are currently in the custody of the Office of Children and Family Services and placed in a non-secure or voluntary agency (Title IV-E facility)
  • Youth who are currently in the custody of the Office of Children and Family Services on aftercare status or receiving services in an Evening Reporting Center (ERC) and had been placed in a non-secure facility or voluntary agency (Title IV-E facility)

How to Apply: Complete the ETV Application on the Foster Care to Success website.

Cheaper College Living in New York

Once those college bills start rolling in, it can be hard to keep up with basics like heat, food and healthcare. Whether you’re taking care of family or taking care of yourself, you may be eligible for state aid. Visit the website of New York’s Office of Temporary and Disability Assistance (OTDA) for info on affordable programs such as food support (SNAP), energy assistance (HEAP), emergency cash benefits, housing & support services, tax help and immigration. OTDA has instructions on How to Apply for Services and a directory of Local Departments.

Another option is to call 2-1-1 or visit the website of New York 211. This telephone number is a free service to help New York residents get access to benefits & resources from government agencies and non-profit organizations. Whatever question you may have—Where can I find cheaper child care options? Am I eligible for SNAP? What happens when I can’t pay for a hospital bill?—the specialists at 2-1-1 will assess your needs and link you to resources. Residents of New York City can call 3-1-1 or visit NYC 311 for similar services.

You might also want to take a look at programs run by the Community Services Society of New York (CSS). CSS is a non-profit dedicated to helping low-income New Yorkers from every part of the state. It provides counseling and assistance with public benefit programs, affordable housing, health insurance, financial planning and youth programs. Qualifying individuals and families who are struggling to make ends meet may be eligible for a small grant to tide them through an emergency. We’ve also listed a number of county-specific social service organizations in our city sections below.

On-Campus Housing

When it comes to on-campus housing in New York, it pays to do a little research. Some NY colleges have almost nothing but glossy, high-priced rooms and expensive meal plans; some schools have made an extra effort to make housing affordable. Living in a dorm also means you’re not paying for commuting costs, rooms are typically furnished, utilities are included in the room rate and buildings are up-to-code (e.g. properly insulated, the plumbing works, etc.).

In some rural and suburban areas, your off-campus options may be extremely limited. For example, unless you file for a live-at-home exemption, SUNY Albany mandates that all freshman students live on campus for their first two years of study. Even in schools where there isn’t a requirement, students still choose to stick together—98% of Barnard first-year students live on campus. Visit the housing section on your school’s website for up-to-date information on rates and requirements.

While you’re putting together your college budget, you may find that your federal and state financial aid doesn’t cover living costs. Talk to your school’s residential life/housing coordinator or the Financial Aid Office about choices. You may be eligible for private scholarships or work-study programs that will cover room and board. For example, the LCU Fund distributes millions of dollars in housing grants to 35 educational institutions in New York. Women who receive an LCU grant can use the money to obtain safe and affordable housing in New York City.

Off-Campus Housing

Even in New York City, a lot of students save money by living at-home or sharing a cheap apartment off-campus. That’s especially for true for folks going to CUNYs, which are generally regarded as commuter schools with little or no housing options. For a clear picture of your total expenses, use the budget calculators on Yahoo.com and CalcXML.com to compare on-campus costs (meal plans, dorm fees, etc.) with off-campus bills (groceries, utilities, etc.). SUNY also has a helpful breakdown of living expenses across its campuses.

Once you’ve decided to live off-campus, you’re going to be overwhelmed with choices. One place to start is the housing section of your college website. Most schools have pages or sites devoted to off-campus living, with advice, links and resources. Examples include Stony Brook’s Off Campus Housing, SUNY Cortland’s Off-Campus Housing List and SUNY New Paltz’s Off-Campus Housing Bulletin Board. FIT provides updated listings that are only accessible to current students.

After you’ve explored university websites, you can expand your search for cheap apartments to Craigslist (just be vigilant about scams—people love to try and take advantage of students). A number of websites, such as CampusRent.com, ApartmentGuide.com and MyApartmentMap.com, will also allow you to target affordable housing listings around your specific school. When you run into an emergency situation, the New York Homeless Shelter Directory includes emergency shelters and transitional housing opportunities.

Utilities

Utilities aren’t always included in rent, so read your rental agreement carefully. You need to know exactly what utilities you’re responsible for paying for and what your landlord is willing to cover. You can also ask for a monthly estimate of utility bills or talk to former renters so you’ll be able to budget.

Living at home with your family or already renting? Having trouble paying for utility bills? Check with your state government. For example, New York City’s Human Resources Administration (HRA) runs the “One Shot Deal,” an emergency assistance program helps people who cannot meet an expense (e.g. rent, utilities, etc.) due to an unexpected situation or event. OTDA administers HEAP, a federally funded program that helps low-income New Yorkers afford to heat their homes.

Power companies such as Con Edison and National Grid also offer low-income programs to eligible customers—when in doubt, call the company and ask what’s available. There’s also an excellent list of NY utility assistance programs on HITE.org.

Medical & Dental

Almost every major university will have its own health center to provide free or affordable medical care to students. The bigger and better funded the university, the flossier the center. For example, the Student Health Services center at SUNY Albany is staffed by M.D.s, D.O.s, PA-Cs and ARNPs and offers a range of services, from general medical care and lab tests to prescriptions and psychiatric care. In comparison, at CUNY City College the Student Health Services center is staffed by a registered nurse and offers basics like immunizations, pregnancy tests and first aid.

When colleges and universities can’t help, search FreeClinicDirectory.org and NeedyMeds.org to find community clinics and health centers in New York that offer free or affordable medical care. The same steps apply to mental health crises. Talk to your student health center first to see if they’re ready to assist, then search for mental health service providers on www.800lifenet.org. If you live in New York City, you can call 1-800-Lifenet [543-3638] at any time for free and confidential advice. The Mental Health Crisis/Suicide hotline is 1-800-273-8255.

Cheap dental care can be trickier to find. Some university health centers have dental services (e.g. the USG Dental Clinic at SUNY Buffalo), but a lot do not. One strategy is to see if you live near a university dental school such as the Stony Brook School of Dental Medicine, the NYU College of Dentistry and the Columbia University College of Dental Medicine. Because they’re training dentistry students, dental schools are often eager to have patients and offer lower prices than private practice. FreeDentalCare.us: New York also has a list of free and low-cost clinics in your community.

Child Care

The cost of child care can be a deal-breaker for college students. If you’re lucky, you may be able to find a place in your university or community college child care center. SUNY’s licensed child care centers provide care for 5,000+ children at 53 centers across the state.

While you’re exploring college daycare centers, ask about subsidies and help for low-income families. For example, both CUNY and SUNY use the Child Care & Development Block Grant to provide tuition subsidies for 1,500+ children of income-eligible students. In a similar fashion, NYU offers a childcare subsidy to eligible graduate students.

Nothing on campus? Your county Child Care Resource and Referral Agency (CCRR) may be able to help you find a cheap(ish) alternative. They’ll ask a few questions about your situation and refer you to a list of local child care providers. Another alternative is to search for affordable New York child care options on the website for the Day Care Council of New York. On the state level, OTDA has a useful page on state child care subsidies; New York City residents looking for subsidized child care will deal with the Administration for Children’s Services (ACS).

Transportation

We’ll state the obvious and say that anyone attending a New York City school is going to have access to extensive public transportation options. But outside of New York City you may end up needing a car in the winter. It’s worthwhile visiting the transit/transportation section of your university’s website, no matter where you decide to live. That’s because schools post a huge amount of info on transport discounts for students, ride sharing, free campus shuttles, biking options (e.g. rentals, shares, used bike sales) and more.

Schools with a lot of low-income students often go the extra mile. For example, CUNY provides free MetroCards to any student in its Accelerated Study in Associate Programs (ASAP). Student discounts are also available from local transport companies. Both Trailways and ShortLine offer a 15% discount to students who present a valid student ID. Full-time college students save 25% on NJ TRANSIT Monthly Passes if their school participates in the partnership program (that list includes CUNY City College, FIT and NYU).

Food

Food is usually the first thing to be cut from a college budget. Please don’t go hungry while you’re studying—CUNY has a large number of free food pantries spread across its community college and regular college campuses. SUNY has 15+ options, including pantries on the Stony Brook campus on Long Island and the New Paltz campus in Ulster County.

If colleges can’t help, community organizations can. FoodPantries.org has a long list of New York Food Pantries and HomelessShelterDirectory.org has a similar database of NY soup kitchens, pantries and food banks. If you need emergency food immediately, call the Upstate Hunger Hotline at 1-866-526-2978, the Food Bank for NYC at 212-566-7855 or the NYC Hunger Hotline at 1-866-888-8777. New moms or moms-to-be might also want to see if they qualify for the New York WIC Program.

SEE ALSO: our Encyclopedic Guide to Saving Money as a College Student.

Find Support in Your Area

College in New York City on a Budget

The real challenge in New York City is—no surprise—finding a cheap place for you and your roommates to live. Sperling’s Best Places puts the average cost of housing in NYC at a little less than three times the national average. Groceries, utilities and miscellaneous expenses (e.g. clothing, repairs, entertainment) are also above the norm. Since public transportation is everywhere, some students choose to live further out of the city (e.g. New Jersey), where prices have stabilized, and commute into town. General info for residents can be found on the City of New York website.

Where to Go for Help in New York City

Attending college on the cheap in a city like New York can feel impossible. You may be wrestling with family problems, worrying about loan debt, trying to afford food or rent and struggling with child care. Here are some NYC non-profit organizations that exist to help.

  • NYC Housing Connect links NYC residents to affordable housing. Here you can view current and upcoming housing opportunities and fill out an application for your household. We also recommend the How to Find Housing page on the Housing Preservation & Development (HPD) website. This has a lot of useful links to affordable rental programs.
  • Single Stop USA has a huge number of offices in New York City. Single Stop counselors can connect you to all kinds of low-income benefits, including food stamps, health insurance, child care subsidies, energy assistance, affordable housing and tax credits. Counselors will answer any questions you have and help with application forms.
  • Women’s Housing and Economic Development Corporation (WHEDco) serves residents of the Bronx. It offers a variety of programs, including family support services (e.g. food pantry, benefits counseling, mental health counseling), a home-based childcare network, green housing and a teen program to prepare students for college.
  • The New York Urban League (NYUL) focuses on education and employment, with services like college access programs, college scholarships, career-readiness workshops, talent matching and training programs referrals. NYUL also has a Technology Learning Center in its Harlem office.

In a city with 8 million people, there are always people willing to lend a hand. Try searching by category (e.g. education, food, etc.) in the directory of New York City, NY non-profits on CharityBlossom.org.

College in Buffalo on a Budget

It’s common knowledge that the average cost of housing in Buffalo is low. Groceries, utilities and transport costs are around the national average, and the city is fairly bikeable in warm months (but it’s under snow in others). On the downside, certain neighborhoods in Buffalo have experienced a rise in rents as the city economy has improved, so you may have to go hunting to find a good deal. In 2016, Buffalo was ranked the #1 housing market in the nation. You may also need a car to get to the places you really want to go. General info for residents can be found on the City of Buffalo website.

Where to Go for Help in Buffalo

Buffalo can be a tough place to exist, especially when you’re juggling heating bills, rent, family needs and commutes. If you’re living at home, going to school as a first-generation student, worrying about your college readiness or looking for affordable housing, these organizations will step up to help you.

  • The Erie County Department of Social Services administers Buffalo’s temporary assistance & emergency assistance grants, the SNAP program (food stamps), Medicaid and HEAP (energy assistance program).
  • The Jewish Family Service of Buffalo & Erie County offers health and social services to all Buffalo residents regardless of religious affiliation, ethnicity, race, culture, gender or ability to pay. Those services including immigrant assistance, mental health counseling, parenting support and vocational training.
  • People United for Sustainable Housing (PUSH Buffalo) is a community organization that supports affordable housing on Buffalo’s West Side. It runs an assortment of housing projects, energy efficiency programs and a community center. It also advocates to bring new resources and government money to the West Side.
  • Say Yes Buffalo is an education-based organization that runs all kind of college preparation programs (e.g. mentoring, internships, college summer programs, mental health clinics) to support Buffalo students. It also funds scholarships to eligible graduates of Buffalo public and charter schools to all SUNY and CUNY schools and more than 90 private colleges and universities.

This is just a sample of what’s out there. You can also search by category (e.g. education, food, etc.) in the directory of Buffalo, NY non-profits on CharityBlossom.org.

College in Rochester on a Budget

Like Buffalo, Rochester is a Great Lakes city with a working class reputation. Off-campus living in Rochester is very affordable—Sperling’s Best Places puts the average cost of housing at a third of the national average. You’re going to have to get used to long winters with a lot of snow, which can be tough on vehicles; many University of Rochester students spend most of their time on campus. General info for residents can be found on the City of Rochester website.

Where to Go for Help in Rochester

Housing may be cheap in Rochester, but that’s small comfort when you’re stuck with big bills for heat, child care, gas and food. Whatever your circumstance—whether you’re a student coming from out-of-state or a long-time resident going to college part-time—these organizations can help make life a little more affordable.

  • Action for a Better Community (ABC) provides opportunities for low-income individuals and families to become self-sufficient. Initiatives include a summer youth employment program, job placement assistance, health services (e.g. alcohol and substance assistance) and much more.
  • The Salvation Army of Greater Rochester, New York provides housing & homeless services, food assistance, emergency relief, help with the holidays and free/affordable summer camps.
  • Catholic Family Center (CFC) Rochester helps with family strengthening, refugee resettlement, emergency assistance (including housing and shelters), adoption and foster care, substance abuse treatment and behavioral health. You don’t have to be Catholic to receive help.
  • Southwest Area Neighborhood Association (SWAN) runs after-school programs, provides emergency assistance to families and manages a low-income housing cooperative.

RocWiki has a list of Rochester non-profits or you can search by category (e.g. education, food, etc.) in the directory of Rochester, NY non-profits on CharityBlossom.org.

School Rankings

1

Farmingdale State College

Farmingdale State College in Farmingdale, New York is part of the State University of New York (SUNY) system and ranked 28th in U.S. News & World Report's 2015 list of the best colleges in the Northern United States. Institutional grants or scholarships are provided to 45% of full-time beginning undergraduates, and the school offers three types of institutional scholarships: Alumni Scholarships, Farmingdale College Foundation Scholarships and the Institute for Learning Retirement Scholarship. The school offers more than 40 Foundation Scholarships and three Alumni Scholarships, which range between $500 and $1,000 per year. Foundation Scholarship amounts vary, but the Farmingdale Foundation Scholarship for freshmen provides $1,000 scholarships to 20 first-year students.

Accreditation: Middle States Commission on Higher Education

CAG Score 97.2

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

8,394 Students

2

CUNY Queens College

CUNY Queens College has alumni that range from famous musicians like Paul Simon and Carole King to popular comedians like Jerry Seinfeld and Ray Romano. Incoming freshmen with excellent academic records can apply to become Queens College Scholars and receive merit-based scholarships that cover up to half of their tuition (presently $6,030 per year). All full-time students can apply for the Queens College Foundation Internal Scholarship, which offers between $250 and $2,500 per semester to academically excellent students with financial need. CUNY Queens College is also one of the eight CUNY institutions that participates in the Macaulay Honors College program, which offers full-tuition scholarships to the school's most academically competitive applicants.

Accreditation: Middle States Commission on Higher Education

CAG Score 97.0

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

19,310 Students

3

CUNY Bernard M Baruch College

CUNY Bernard M Baruch College in Manhattan has a long list of notable alumni that includes 12 Nobel laureates, fashion designer Ralph Lauren and actress Jennifer Lopez. Baruch College provides institutional grants or scholarships to 15% of full-time beginning undergraduates and federal grants to 46% of these students. Upon admission, all students are automatically considered for full or partial merit-based scholarships, including Baruch's Freshman Merit Scholarship, which covers full-tuition for selected students that have at least a 90 academic average and 1300 SAT score. New York residents are also eligible for the state's Tuition Assistance Program, which provides annual awards ranging from $500 to $5,000 depending on financial need.

Accreditation: Middle States Commission on Higher Education

CAG Score 97.0

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

18,090 Students

4

CUNY York College

CUNY York College in Jamaica, Queens was founded in 1966 with an entering class of 371 students and today has an enrollment of over 8,000 students. While 81% of full-time beginning undergraduates receive some type of financial aid, only 1% of these students receive institutional grants or scholarships. Entering students are eligible for two institutional scholarship programs: the York College Merit Scholars Program and the York College Foundation Scholarship Program, which provides awards of $1,000 to $4,000 per year. State and local grants are awarded to 72% of full-time beginning undergraduates, and the college participates in state grant programs like Tuition Assistance Program (TAP), which provides awards ranging from $250 to $2,500 per semester.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.7

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

8,493 Students

5

CUNY John Jay College of Criminal Justice

Founded in 1964, CUNY John Jay College of Criminal Justice was the first liberal arts college in the United States that focused on criminal justice and forensic science. John Jay College offers scholarships to academically outstanding students and has awarded more than $2.5 Million dollars in scholarship funds over the past five years. Incoming freshmen interested in pursuing a degree in computer science or forensic science can apply for the Computer Science and Forensic Science Scholarship, which provides up to $5,000 toward freshman year tuition and $7,500 each year after. The Hecht Scholarship is also available to incoming freshmen and provides awards of $2,500 per year. John Jay's most academically competitive applicants can receive full-tuition scholarships through CUNY's Macaulay Honors College.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.6

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

15,045 Students

6

Buffalo State SUNY

Buffalo State SUNY was founded in 1871 as a teacher's college but today offers 171 undergraduate degree programs and 61 graduate programs. Most students at Buffalo State Suny can expect grant or scholarship aid, with 65% of undergraduates receiving grants or scholarships from governmental, institutional and private sources and 46% receiving Pell Grants. Of all full-time beginning undergraduates, 68% receive institutional aid or scholarships, and the school offers over 15 institutional scholarships to first-year freshman, primarily based on academic merit. Transfer students have fewer options but are automatically considered for a Transfer Student Merit Scholarship, which is nonrenewable and offers a maximum award of $1,000 their first year.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

11,083 Students

7

CUNY Hunter College

CUNY Hunter College is located on the Upper East Side of Manhattan, and is the largest college in the City University of New York (CUNY) system. Although close to 70% of full-time beginning undergraduates receive some financial aid, only 6% receive institutional grants or scholarships. Through the Freshman Scholars Program, Hunter College provides merit-based scholarships to freshmen in several academic disciplines. The Muse Scholarship, for example, is provided to students with talent in the arts, and it covers a significant portion of the recipient's tuition for four-years. Another freshman scholarship, the Jenny Hunter Scholarship, provides academically outstanding students with $1,000 tuition awards for four-years. Additionally, incoming students admitted into CUNY's Macaulay Honors College receive full-tuition scholarships.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

23,112 Students

8

CUNY Brooklyn College

According to U.S. News & World Report's 2015 college rankings, CUNY Brooklyn College in Brooklyn, New York is the 70th best university in the Northern United States. Brooklyn College provides institutional grants or scholarships to 6% of full-time beginning undergraduates, with more than 600 scholarships and awards available to undergraduate and graduate students each year. Through the Brooklyn College Foundation's Presidential Scholarship, students receive up to $4,000 per year for four-years. Federal Pell Grants are awarded to 52% of full-time beginning undergraduates, with awards ranging from $302 to $5,645 depending on funding.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

17,390 Students

9

SUNY College at Old Westbury

The 604-acre campus of SUNY College at Old Westbury is home to a little more than 4,500 students who have the option of pursuing one of 45 undergraduate majors and degree offerings and 15 graduate degree programs. The average Pell Grant award for the 2013-2014 school year was $4,805. Fifty-seven percent of the students at SUNY College Old Westbury qualified to receive the grant. The Leeds Scholarship supports students (beginning freshmen as well as continuing and transfer students) who are of African, Hispanic/Latino, or Native American heritage. Applicants must be New York State residents. Currently enrolled students, who are at least in their sophomore year, can also apply for the Old Westbury Award ($2,000).

Accreditation: Middle States Commission on Higher Education

CAG Score 96.4

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

4,504 Students

10

CUNY City College

Located in the heart of New York City, CUNY City College is the flagship location of the City University of New York system. Over 75% of full-time beginning undergraduates receive some type of financial aid, although only 5% receive institutional grants or scholarships. Scholarships to incoming freshmen and transfer students are awarded primarily based on merit rather than financial need, including the full-tuition scholarship offered to students admitted into the school's Macaulay Honors College. The college also participates in the state of New York's SEEK Program, which provides economically disadvantaged students with up to ten semesters of tuition assistance (ranging from $500 to $5,000 per semester) and grants to cover the cost of CUNY fees, books and supplies.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.4

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

15,579 Students

11

SUNY Polytechnic Institute

Formed from the merger of the SUNY Institute of Technology and the SUNY College of Nanoscale Science and Engineering, the SUNY Polytechnic Institute offers undergraduate and graduate degrees in nanoscience and nanoengineering. SUNY Poly typically awards merit scholarships to the top 20 percent of admitted freshmen each year. Transfer students with excellent academic records may be eligible for the Transfer Achievement Scholarship ($1,500 or $2,000 for two years). Transfer students who have overcome adversity or who can demonstrate contribution to the diversity of the student body may be considered for the Empire Diversity Honors Scholarship ($750 to $1,500 per semester for two years). The President's Opportunity Fund for Student Success Scholarship supports returning SUNY Poly students who have unmet financial need.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.3

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,740 Students

12

Fashion Institute of Technology

The Fashion Institute of Technology in New York City has several alumni that are notable fashion industry powerhouses, including Michael Kors and Calvin Klein. Financial aid is provided to 69% of full-time beginning undergraduates, with 15% of these students receiving institutional grants or scholarships. Institutional scholarships and grants are funded through private donations made to the Educational Foundation for the Fashion Industries and are most often awarded to second, third and fourth year students with demonstrated financial need and professional promise. Full-time students in the institute's International Trade and Marketing Department, for example, can receive a Full-Time Scholarship that provides New York residents with the full cost of tuition and non-residents with half the cost of tuition.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.3

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

9,764 Students

13

SUNY College at Oswego

A lakeside campus with nearly 700 acres, SUNY Oswego is a comprehensive university offering its academic community of around 8,000 students the chance to pursue one of 110 majors, minors, graduate and cooperative programs. SUNY Oswego has the following merit-based scholarships for incoming freshmen from New York state: Presidential Scholarships ($4,700 annually), Dean Scholarships ($1,500 annually), and the Merit Scholarships ($750 annually). International students and non-New York state residents may qualify for the Destination Oswego Scholarship ($5,000 to $8,000 annually). High-achieving students with significant financial need and who are entering STEM fields may be considered for the Possibility Scholarship. When combined with other need-based aid, Possibility Scholars can receive a "full ride" scholarship that can be worth more than $20,000 annually.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.2

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

8,034 Students

14

SUNY College at Plattsburgh

SUNY Plattsburg's extensive internship program gives its students real-world experience as well as the chance to develop important career connections. Freshmen with excellent academic records may be considered for the following merit-based scholarships: Presidential Scholarship ($6,470 to $10,470/year), Freshmen Academic Excellence Scholarship ($3,500 to $6,500/year), Freshmen Merit Scholarship ($3,000 to $6,000/year), and the Freshmen Recognition Scholarship ($4,000/year). There are also scholarships available for transfer students: Transfer Achievement Scholarship ($500 to $5,000/year), Transfer Merit Scholarship, ($1,000 to $5,000/year), and the Transfer Recognition Scholarship ($4,000/year). Freshmen admitted to the Educational Opportunity Program (EOP) based on an economic or academic disadvantaged status may apply for the First Year EOP Scholarship ($1750).

Accreditation: Middle States Commission on Higher Education

CAG Score 96.1

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

5,968 Students

15

CUNY Lehman College

Founded in 1931 as the Bronx campus of CUNY's Hunter College, CUNY Lehman College became an independent institution in 1967. Of all full-time beginning undergraduates at Lehman College, 86% receive some type of financial aid; 8% of them receive institutional grants or scholarships. Incoming students can apply for the Lehman Foundation Scholarship, which provides awards of $1,000 to $5,730 per year to academically outstanding students. Incoming freshmen with especially outstanding academic records can apply for admission to CUNY's Macaulay Honors College and receive full-tuition scholarships. The college also participates in New York state's SEEK Program, which provides academic and financial support to economically disadvantaged students, including grants to cover the costs of fees, books and supplies and up to ten semesters of tuition assistance.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.1

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

12,398 Students

16

Barnard College

With too many notable women alumnae to name, Barnard College in New York City is one of the most prestigious private women's liberal art colleges in the U.S. Barnard believes that a student's family is first and foremost responsible for financing her education. That said, the college does provide institutional grants or scholarships to 39% of full-time beginning undergraduates. Barnard does not, however, provide any merit-based scholarships; all scholarships are need-based. Barnard College determines need through a Barnard Need Analysis formula, which differs from the Federal Methodology formula and considers income and assets from all assets, even home equity. When considering aid from all sources (institutional, federal, state, local and private), 45% of all undergraduates at Barnard receive scholarships and grants.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.1

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,573 Students

17

Alfred University

Located in the foothills of the Allegheny Mountains, Alfred University has a progressive history as one of the first colleges in the U.S. to admit women, African Americans and Native Americans. Today's students can expect substantial help with the cost of attendance, with 98% of full-time beginning undergraduates receiving institutional grants or scholarships. Pell Grants are awarded to 38% of all students, and the school also offers an interest-free monthly payment plan and employment through the Federal Work-Study program.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.1

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,310 Students

18

SUNY College at Brockport

With a 464-acre campus that lies along the historic Erie Canal, the SUNY College at Brockport offers 49 undergraduate majors, over 50 master's degree programs and teacher certification in 26 specializations. For the academic year 2013-2014, the Extraordinary Academic Scholarship Program of the college granted more than $2 million in scholarships to entering freshmen. High-achieving beginning students are automatically considered for the following scholarships: Presidential Scholar-in-Residence (up to $18,000 for four-years), the Dean's Scholar Program ($9,000 for four-years) and the Scholar Recognition Award for Out-of-State Students ($4,000 for four-years). Juniors, seniors and graduate students at SUNY College at Brockport who are STEM majors may be considered for a National Science Foundation grant ($5,400/year).

Accreditation: Middle States Commission on Higher Education

CAG Score 96.0

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

8,106 Students

19

SUNY at Binghamton

Located on a 930-acre wooded campus above the Susquehanna River, Binghamton University is a premier public university with rigorous academics and a dedicated, multi-awarded faculty. Incoming freshmen who plan to study finance, human resources, MIS, marketing or operation management may be eligible for the Allen & Ellen Zwicker Scholarship. Political Science majors with good academic background may be considered for the Paul & Joyce Smith Scholarship. Freshmen with demonstrable financial need and who have been accepted to the Decker School of Nursing may be eligible for the Lester Casper Nursing Scholarship. The Charlene & Roger Kramer Scholarship supports admitted freshmen from New York State with a record of academic excellence who can show financial need.

Accreditation: Middle States Commission on Higher Education

CAG Score 96.0

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

16,695 Students

20

Stony Brook University

A leading research institution, Stony Brook University offers students an enviable selection of educational options - 68 undergraduate majors and 80 minors, over 100 master's programs, 40 doctoral programs and 30 graduate certificate programs. Entering freshmen who are finalists or semi-finalists in the INTEL Science Talent Search National Competition or the National Merit Scholarships Competition are considered for a scholarship of $3,000 per year for four-years. Incoming freshmen with high academic achievements and who have overcome a disadvantage or impediment to higher education may be eligible for the Empire State Diversity Honors Scholarship. Valedictorians and salutatorians of their graduating high school class who have been admitted to the university are automatically considered for the Valedictorian and Salutatorian Scholarships.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.9

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

24,607 Students

21

SUNY College at Oneonta

SUNY Oneonta is a 250-acre campus ideally located in the hills of Central New York, where undergraduates and graduate students can pursue their chosen field of study from a pool of 70 undergraduate majors, 71 minors, and 14 graduate and post-baccalaureate programs. High-achieving freshmen are automatically considered for the following merit-based scholarships: Presidential Scholarship ($6,170 annually), Dean's Scholarship ($3,000 annually) and the Organization of Auxiliary Services Merit Scholarship ($2,000 annually). Freshmen who will contribute to the diversity of the student body and who have excellent academic history are eligible for the Presidential Diversity Scholarship and the Organization of Auxiliary Services Diversity Student Leadership Scholarship. Each award is valued at $6,170 annually.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

6,101 Students

22

SUNY at Fredonia

The SUNY College at Fredonia was established in 1826 as a regional center for teacher training, and became one of the four-year colleges in the State University of New York system in 1948. Freshmen who are Biology and Molecular Genetics majors can apply for the Yunghans-Mirabelli Science Achievement Award, while beginning students who are Bio-chemistry and Chemistry majors can vie for the Kelly/Kaminsky Chemistry Achievement Award. Both are annual scholarships worth $8,000 each. Incoming freshmen who graduated at the top 10 percent of their high school class may be eligible for the Keeper of the Dream Scholarship ($4,000/year). Non-New York state residents admitted as freshmen may be considered the merit-based President's Out Of State Scholar Award ($5,000/year).

Accreditation: Middle States Commission on Higher Education

CAG Score 95.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

5,215 Students

23

Saint Joseph's College-New York

Located in the city that never sleeps, St. Joseph's College New York has much to offer its students, including baccalaureate degrees in 29 majors, a 12:1 student-faculty ratio, and one of the lowest tuitions in the tri-state area. Academically outstanding freshmen are automatically considered for the following scholarship programs: Presidential Scholarship (full tuition), Provost Scholarship ($15,000 per year), Dean's Scholarship ($13,000 per year) and the Scholastic Achievement Award ($6,000 to $9,000 per year). Transfer students with excellent academic performance may be eligible for the Academic Achievement Scholarship ($7,000 to $10,000 per year). Graduates of Catholic high schools who are not eligible for other scholastic achievement programs may be awarded the Catholic School Grant ($1,000 per year).

Accreditation: Middle States Commission on Higher Education

CAG Score 95.7

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

4,979 Students

24

Niagara University

Niagara University in Lewiston, New York is a Catholic university that was founded as a seminary school by Vincentians Priests in 1856 and is still run by Vincentians Priests to this day. Niagara University provides institutional grants or scholarships to 98% of full-time beginning undergraduates, with students receiving an average institutional gift award of $17,459. Through the Vincentian Scholars Program, the university provides three incoming freshmen with $5,000 awards that are renewable for four-years. Transfer students are eligible for Transfer Scholarships and Transfer Awards, which range in amount from $8,000 to $14,000 per year. The school also offers the need-based Niagara University Economic Grant.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.7

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

4,015 Students

25

State University of New York at New Paltz

Located in the beautiful Hudson Valley of Upstate New York with great views of the Shawangunk Mountains, SUNY at New Paltz offers its students a scenic campus in addition to 105 undergraduate and 50 graduate programs. Thirty percent of students receive the Pell Grant, with the average amount being $4,678. Entering freshmen with a major in Business Administration or Accounting can apply for the Dr. Donald Bishko Memorial Scholarship. Students majoring in physical sciences can apply for the Dr. Jim Campion Memorial Chemistry Scholarship. Junior or senior students majoring in education (preference given to male students) may be eligible for the Armand J. '54 and Roberta K. Trivilino Scholarship. All these scholarships award $1,000, given as a one-time grant.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.6

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

7,692 Students

26

SUNY College at Cortland

Students at the SUNY College of Cortland can choose from 62 undergraduate majors, 35 graduate majors and 4 certificates of advanced study. Students who meet the requirements are automatically considered for the SUNY Cortland Merit Scholarship ($3,000/year for four-years for freshmen, $3,000/year for two years for transfer students). Freshmen majoring in childhood and early childhood education can apply for the Laura W. Jopling '33 Scholarship, while freshman economics majors can apply for the Gerald M. Surette Scholarship in Political Economy. Both scholarships are worth $2,500 each. The Cortland Urban Recruitment of Educators Scholarship supports beginning students (including transferees) who come from under-represented groups in the teaching profession and who plan to teach in high-need urban schools after graduation.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.6

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

6,958 Students

27

SUNY College at Potsdam

Founded in 1816, SUNY Potsdam is the home of The Crane School of Music, the country's largest and oldest music school established primarily for the preparation and education of public school music teachers. The SUNY Potsdam Freshman Scholars Program provides support for admitted students with excellent academic history. Awards for in-state freshmen begin at $1,000 per year, while awards for out-of-state freshmen begin at $5,000 per year. The most prestigious award for incoming freshmen at SUNY Potsdam is the Mt. Emmons Scholarship, only five of which are awarded each year. The scholarship includes in-state tuition, fees, a $500 credit for books, and residence hall and board waiver. Education majors can apply for the Cheryl & Lance Evans-Cummings '83 Scholarship ($2,785/year).

Accreditation: Middle States Commission on Higher Education

CAG Score 95.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

3,979 Students

28

SUNY College of Environmental Science and Forestry

As the country's oldest college dedicated to studying the environment and developing renewable technologies, the SUNY College of Environmental Science and Forestry is committed to building a sustainable future for America. The merit-based Presidential Scholarship for incoming freshmen provides up to $3,000 annually for New York residents or up to $8,000 annually for non-residents. Outstanding students with financial need who do not reside in New York state, may be considered for the ESF National Scholarships, which can be worth up to $8,000 per year. Students who can prove their citizenship in one of the Haudenosaunee nations can apply for the Haudenosaunee Scholar Awards ($5,000 per year). Finalists or semi-finalists in one of the national scholarship competitions are automatically awarded the Presidential Scholarship.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,200 Students

29

University at Buffalo

As the largest and most comprehensive institution in the 64-campus State University of New York system (SUNY), the University of Buffalo offers more than 100 undergraduate degrees and almost 300 graduate and professional programs. For the academic year 2014-2015, the university awarded more than $3.5 million in scholarships to incoming freshmen. Beginning students with stellar academic credentials are encouraged to apply for the Presidential Scholarship, which covers full tuition, fees, housing and books for four-years. There is no additional application required for the Provost Scholarship and the Daniel Acker Scholarship. Students pursuing a STEM degree may be eligible for the NYS STEM Incentive Program, which provides a full SUNY tuition scholarship. Recipients must commit to work in a STEM field for five years after graduation.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

29,995 Students

30

SUNY at Albany

Students at the State University of New York in Albany can choose to pursue one of 120 undergraduate majors and minors and more than 125 master's, doctoral and graduate certificate programs. Entering freshmen with excellent scholastic records are automatically considered for the Presidential Scholarship. This scholarship awards up to $4,000 per year to in-state freshmen and up to $6,000 per year for out-of-state freshmen. Students in the Honors College can apply to be considered for the Irving Harold Losee Scholarship. Awards from this scholarship are meant to be used for enrichment experiences (rather than tuition, fees or room and board) such as a study abroad semester or a service-learning opportunity.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

17,273 Students

31

SUNY College of Technology at Delhi

Located in the foothills of the Catskill Mountains, SUNY Delhi offers 13 baccalaureate programs, more than 40 associate degree programs and a Master of Science in Nursing Education. Full-time Delhi students may apply for the following scholarships funded by the College Association at Delhi, Inc. (CADI): J. William Harniman Scholarship ($2,500/year), General Student Scholarships ($1,000/year) and the CADI Employee Scholarship ($1,000/year). To be considered for the last scholarship, students must be CADI employees. In addition to the Presidential Scholarship, which covers full tuition for students from Delaware and Otsego Counties, there are 27 other College Foundation scholarships for which SUNY Delhi students can apply.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.3

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

3,598 Students

32

The Sage Colleges

Two undergraduate colleges (the founding Russell Sage College for women in Troy and the coeducational Sage College in Albany), three graduate schools, and the School of Professional and Continuing Education together make up the Sage Colleges. Qualified first-year students are automatically considered for the following merit-based scholarships: Trustee Scholarship ($15,000/year), Presidential Scholarship ($10,000/year) and the Dean's Excellence Scholarship ($5,000/year). Transfer students may also be considered for merit-based scholarships. Award amounts range from $4,000 to $12,000 annually. RSC beginning students who are 25 years or older may be eligible for the Upton Scholarship ($3,000/year). The Opalka Family Scholarship supports students from the RSC elementary education and SCA art programs and who have graduated from Averill Park High School.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.3

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,878 Students

33

SUNY College of Technology at Alfred

Project-based learning is at the core of education at Alfred State, where students learn by working on real-world problems, resulting in a 99 percent employment and transfer rate. Students can apply for the Excellence in Education Scholarship (pays for tuition, room and board), the Presidential Scholarship (pays for room) and the All-American Scholarship (pays for board). Qualified freshmen may also be considered for the Academic Distinction Scholarship ($1,000/year). Transfer students may be eligible for the Transfer Scholarship ($1,000/year). The Phi Theta Kappa External Transfer Scholarship supports transfer students who are members in good standing and entering a baccalaureate program at Alfred State ($2,000/year).

Accreditation: Middle States Commission on Higher Education

CAG Score 95.2

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

3,661 Students

34

Hilbert College

Hilbert College in Hamburg, New York was founded by the Franciscan Sisters of St. Joseph in 1897, became a teacher's training college in 1957 and began offering four-year degrees in 1992. The college provides institutional grant and scholarship awards averaging $6,101 per year to 95% of full-time beginning undergraduates. Incoming freshmen with a record of academic excellence are eligible for up to eight different institutional scholarships, including the $8,000 Annual President's Scholarship and the $4,000 Annual Academic Scholarship. Transfer students are eligible for two scholarships: the $4,000 Annual Transfer & Articulation Scholarship and the $7,000 Annual Honors Scholarship. Housing scholarships are also available to first-year students and provide $2,000 awards to both in-state and out-of-state students.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.2

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

1,012 Students

35

CUNY College of Staten Island

CUNY College of Staten Island was founded in 1976 when Richmond College merged with Staten Island Community College. The college provides financial aid to 71% of full-time beginning undergraduates, but only 1% of these students receive institutional grants or scholarships. The College of Staten Island awards scholarships based on academic excellence and community service. Incoming students with a 3.25 GPA or higher who complete a scholarship application are considered for the nonrenewable College of Staten Island Scholarship. Incoming students with especially outstanding academic records can apply for entrance into CUNY's Macaulay Honors College, which provides full-tuition scholarships to accepted students. The College of Staten Island also offers a tuition payment plan that allows students to pay tuition over three to six months.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.2

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

14,346 Students

36

Trocaire College

Located in Buffalo, New York, Trocaire College is a private Roman Catholic college that offers associate, bachelor's, and certificate programs. Students have many options for financial aid at Trocaire. Scholarships like the Community Foundation for Greater Buffalo Scholarships, the Nicholas Patterson Fund/Scholarship are available. There are also many grants and loans available, and students can participate in the Federal Work Study program, earning $8.50 per hour for on-campus positions and $9.50 per hour for off-campus positions. Students can enroll in FACTS, a tuition management plan that allows students low cost options for budgeting educational expenses, for a $25 fee per semester.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.1

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

1,467 Students

37

SUNY College of Technology at Canton

SUNY College of Technology at Canton is a two and four-year college for technology, management, health, and public service located in Canton, New York. There are many generous parents, friends, and alumni who make SUNY Canton Endowed Scholarships possible for students with awards ranging from $100 to $5,000. There are also many SUNY Canton Fund for Excellence Scholarships students can take advantage of, ranging from $500 to $5,000. Students may also pursue Work Study positions by filling out a FAFSA and actively pursuing an appropriate position. Students who wish to pay monthly tuition payments may do so through the TuitionPay Plan.

Accreditation: Middle States Commission on Higher Education

CAG Score 95.0

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

3,278 Students

38

SUNY at Purchase College

Students from 47 states and 67 countries call SUNY Purchase home: it was established 1967 for the purpose of combining programs in the liberal arts and sciences with conservatory training in the visual and performing arts. Qualified freshmen admitted to the School of Liberal Arts and Sciences may be considered for the Merit Scholarship ($2,000/year for in-state students, $3,000/year for out-of-state students) or the Presidential Scholar Award ($3,000/year for in-state students, $4,000/year for out-of-state students). Talent-based merit scholarships are available for freshmen admitted to the School of Arts. These scholarships are awarded based on a student's artistic ability or potential, as evidenced by an audition, portfolio review, essay and interview.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

4,225 Students

39

SUNY College of Agriculture and Technology at Cobleskill

Established as the Schoharie State School of Agriculture in 1911, SUNY Cobleskill joined the SUNY system in 1916 and now offers 41 associate and 15 bachelor's degree programs. There are over 180 different scholarships available at SUNY Cobleskill, including the Effie Bennett-Powe Scholarship Endowment for Early Childhood students, the Robert E. & Ethel M. Benninger Endowed Catering Scholarship for Culinary Arts students, and the George Berner Scholarship Endowment for School of Agriculture and Natural Resources students. Fifty-nine percent of SUNY Cobleskill students qualified for the Pell Grant, with the average grant award amounting to $4,111. The average first-year financial assistance package is $8,370.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,535 Students

40

Cazenovia College

Cazenovia College in Cazenovia, New York was ranked 24th on U.S. News & World Report's 2015 list of best regional universities in the Northern United States. Institutional aid is offered to 99% of full-time beginning undergraduates, and includes four different types of scholarships and one grant program. Cazenovia's Academic Achievement Awards are given to academically outstanding first year students, and the Cazenovia College Grant is awarded based on financial-need. Three governmental grant programs are available at the college: the Higher Education Opportunity Program, Project REACH and the College Science and Technology Entry Program (CSTEP). Cazenovia also offers a tuition payment program that allows students to pay their tuition over a ten-month period.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

1,091 Students

41

CUNY New York City College of Technology

CUNY New York City College of Technology is the college of technology in the City University of New York system, located in Brooklyn, New York. The school offers many associate degrees and baccalaureate degrees. There are many scholarships available to City Tech students based on financial need and/or academic strengths. Students may also pursue the Federal Work Study program, which provides part-time employment for undergraduate students who have financial need. Monthly tuition payment plans are also available for students who need to pay tuition in installments.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.7

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

17,374 Students

42

Canisius College

Canisius College in Buffalo, New York was founded in 1870 by the Catholic religious order of Jesuits and is one of 28 institutions included in the Association of Jesuit Colleges and Universities. Almost all of Canisius can expect financial assistance, with 98% of full-time beginning undergraduate students receiving some type of institutional aid. The average award at Canisius is approximately $30,200, and Canisius offers numerous merit-based scholarships to new and continuing students. In the last academic year, the college awarded $36 million in merit-based scholarships to freshman. The college also offers two interest-free payment plans that allow students to pay their tuition into more manageable monthly installments.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.5

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

4,181 Students

43

Tompkins Cortland Community College

Located in Dryden, New York, Tompkins Cortland Community College is a public two-year college that offers both online and on-campus degrees. Tompkins Cortland Community College has a number of programs for those who wish to transfer to four-year universities and colleges, and TC3 has transfer agreements with a number of New York schools and out of state schools. There are a vast number of TC3 Foundation Scholarships for students to apply for such as the Ithaca Business and Professional Women's Club Scholarship, the Memorial Scholarship Fund of $500, the Diverse Scholars Book Scholarship of $150 for students with diverse ethnic background, and many others. TC3 offers a tuition payment plan for those who need to make monthly payments.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.3

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

5,559 Students

44

SUNY Maritime College

Almost 100 percent of graduates from this oldest and largest maritime college in the nation find employment in their preferred fields within three months of graduation. SUNY Maritime College automatically considers qualified incoming freshmen for a number of merit-based scholarships that range from $2,500 to $7,500 per year. Transfer students may be considered for scholarships of up to $1,500 per year for two years. Elected state officials can nominate eligible New York State residents for the Cadet Appointment Program, which offers a four-year, full-tuition scholarship. Qualified freshmen may apply for the Student Incentive Payments (SIP) program, which is funded by the U.S. Maritime Administration. SIP awards can be up to $4,000 each year.

Accreditation: Middle States Commission on Higher Education

CAG Score 94.2

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

1,799 Students

45

St. Francis College

Founded by a group of Franciscan Brothers in 1859 as a school for boys in the diocese of Brooklyn, St. Francis College now has close to 2,800 students representing 80 countries and has 19 academic departments offering 72 major and minor fields of study. Ninety-five percent of all students receive some form of financial assistance. Incoming freshmen with excellent academic records are considered for the following scholarships: Presidential Scholarships ($12,000 to $16,000 per year), St. Clare Scholarships ($8,000 per year), St. Francis Scholarships ($8,000 to $10,000 per year), and the Academic Achievement Awards ($3,000 to $5,000 per year). Transfer students may be eligible for the Transfer Students Scholarships ($3,000 to $5,000 per year).

Accreditation: Middle States Commission on Higher Education

CAG Score 94.0

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,749 Students

46

Morrisville State College

Morrisville State College is a college located in Morrisville, New York that currently offers over 70 specialized associate and bachelor degrees. There are many scholarships available to Morrisville students such as Mustang Merit Based Awards (Empire State Minority Honors Award, MSC Transfer Scholarship, Interstate Scholar's Program, and more); Morrisville Auxiliary Corporation Awards (Austin Sawyer Scholarship, Calvin Dunkle Bookstore Awards, MAC Child Care Scholarship Award, and more); as well as program-specific Foundation scholarships. Payment plans are available to help students who need to ease the financial burden by making monthly tuition installments.

Accreditation: Middle States Commission on Higher Education

CAG Score 93.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

2,910 Students

47

Herkimer County Community College

Herkimer County Community College is a two-year community college located in Herkimer, New York that offers over 40 academic programs and majors and 20 degrees online. Herkimer also has transfer agreements in place with a number of four-year colleges and universities, which makes it easier for students to transfer to another school to pursue a bachelor's degree. Herkimer students may apply for a number of scholarships such as the Asselta Scholarship for accounting majors, the Cogar Foundation Scholarships for freshmen who are also graduates of Herkimer and Oneida County high schools, the Delta Kappa Gamma Scholarship $600 award given to a female Education major who is transferring to a four-year program, and many more.

Accreditation: Middle States Commission on Higher Education

CAG Score 93.8

  • Advanced Placement Credit
  • DSST Credit
  • CLEP Credit
  • ROTC Program

3,259 Students

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